Commercial Lending

About Our Lending

American Community Bank is a leading commercial lender in New York. Our Commercial Loan Officers can help you through every phase of your business by structuring a financial package that meets your specific needs. Commercial mortgages are available for both owner-occupied and investment properties, for terms up to 30 years.

Commercial Mortgage Loans

Long term permanent mortgage financing for borrowers seeking to purchase or refinance a wide range of owner-occupied or investment properties.

SBA 504 Commercial Mortgage Loans

Borrow up to 90% of total acquisition, renovation, and soft costs (closing costs, attorney’s fees, appraisals, environmental reports, architectural fees, permits, etc.) to purchase owner-occupied properties.

Commercial Equity Line of Credit

Access your commercial real estate equity, by check, with a revolving business purpose line of credit.

Revolving Lines of Credit

Revolving lines of credit are flexible and easily accessible short-term source of funds designed specifically to meet your short-term working capital needs.

Business Loans

Secured and unsecured loans are the perfect solution to finance the expansion of your business, refinance existing debt, or purchase vehicles and equipment.